The Real Reward™

You are the most important part of our work, that’s why we want to say thanks with The Real Reward.

How it works

When you take out a new Life, Income Protection, Funeral, or Pet Insurance policy, excluding Life Cover for SMSF, you’ll get 10% cash back of the premiums you've paid after your first 12-months.

Provided your policy is in force, The Real Reward is paid to you within 30 days of your first policy anniversary – even if you’ve made a claim!

Protect your financial security and be eligible for The Real Reward by getting a policy from any one of these Real Insurance products.

Helping real people

We love saying thanks to our loyal customers with The Real Reward, but at heart we're all about helping real people like you. That's why we’ve paid out over $22 million since 2014 to policyholders1.

Sharing rewards and helping your family financially when they need it most are what we do best with our award-winning products and service.

Paying out over $22 million to policyholders since 20141


  1. March 2014 – December 2025